4 Ways to Get Lucky

If you have been feeling a bit unlucky lately, the following will 100 percent make you luckier:

Are people lucky?  I’m not sure about that.  The definition of luck is success or failure apparently brought by chance rather than through one’s own actions.  Ever know someone who always has something happening to them?  Their car gets repossessed, they go bankrupt, they are having medical problems, they are stuck in a dead-end job,etc.  They … Read more…

Why You Need A Budget

Why You Need a Budget

Budgeting is easy and will change your life. I used to think when the month commenced; I had to guess how much I needed for each monthly expense. It’s much easier than that. I’ve tried many budgeting programs and finally found one that is easy and works called YNAB (acronym for “You Need A Budget”). … Read more…